Tag: Account management

• August 2, 2021

  What you need to know about instant use credit cards

  By allowing access to your new line of credit right away, instant use credit cards can help fund large purchases, earn sign-up bonuses, get discounts on shopping carts and more.

• July 26, 2021

  American Express Pay Over Time: How it works

  American Express offers cardholders the flexibility to decide how to pay their bill. If you are cash-strapped during a particular month, the Pay Over Time feature allows you to carry a balance on purchases.

• July 11, 2021

  How to close a Capital One account

  Closing a Capital One credit card account could make sense for a variety of reasons, and you can do so online or over the phone within minutes. But you may consider a card upgrade or downgrade instead to minimize credit score impacts.

• June 20, 2021

  How entrepreneurs can protect themselves from credit card fraud

  Small companies may not have a lot of resources at their disposal to fight credit card fraud. But whether you have one employee or 100, card fraud can hurt you. Here are some ways that you can lower your risk.

• May 29, 2021

  Credit card ownership statistics

  How many credit cards does the average American have, and what types do they have? We’ve compiled industry statistics to answer those questions and more about who’s carrying what cards.

• February 15, 2021

  How to pay rent with a credit card

  While paying your rent with a credit card has both benefits – raise your credit score! – and drawbacks – hello, fees – the process is nevertheless becoming easier. Now, tenants have more options and opportunities to charge their rent. Find out if it makes sense for you.

• February 7, 2021

  Credit card issuers offer cardholders relief amid coronavirus outbreak

  As the coronavirus pandemic continues to shutter businesses across the country and a record number of Americans filing for unemployment, some major credit card issuers are offering relief to their customers. Read on to find out what credit card companies are doing to help.

• January 28, 2021

  Two? Seven? Twenty? How many credit cards should I have?

  Wondering how many credit cards you should have? Experts say at least two, one from each card network, one from each type of rewards, and no more than you can handle

• January 17, 2021

  Best Credit Cards for Bad Credit

  When it comes to excuses consumers give for their poor credit scores, banks and lenders have heard it all.  Maybe you lost your job and couldn’t pay your student loan payment for a few months. Or perhaps you thought you’d gotten a deferment but were too busy job hunting to find out for sure.  Maybe you […]

  The post Best Credit Cards for Bad Credit appeared first on Good Financial Cents®.

• January 17, 2021

  How refunds to credit cards work

  While you may be able to return a product or cancel a service you purchased with a credit card and get a refund, make sure you understand the refund process, or your credit could take a hit. Read on to learn more about how refunds to credit cards work.