Tag: credit report

  • Here Are The Best Student Loans of 2021

    The best student loans can help you earn a college degree that will lead to higher earnings later in life. They also come with low interest rates and reasonable fees (or no fees), which will make it easier to keep costs down while you’re in school and once you’re in repayment mode. For most people, […]

    The post Here Are The Best Student Loans of 2021 appeared first on Good Financial Cents®.

  • The Worst Ways to Deal With a Bill Collector

    Dealing with a bill collector is never fun and it can be particularly stressful when you’re sitting on a mountain of debt. Sometimes debt collectors fail to follow the rules outlined in the Fair Debt Collection Practices Act. If that’s … Continue reading →

    The post The Worst Ways to Deal With a Bill Collector appeared first on SmartAsset Blog.

  • Repossession Credit Scores: What You Need to Know

    One of the harsh truths of secured loans is that your asset can be repossessed if you fail to make the payments. In the words of the FTC, “your consumer rights may be limited” if you miss your monthly payments, and when that happens, both your financial situation and your bank balance will take a […]

    Repossession Credit Scores: What You Need to Know is a post from Pocket Your Dollars.

  • What is a 609 Dispute Letter and Does it Work?

    There’s nothing worse than finding inaccurate information on your credit report, especially if it’s dragging your credit score down. Fortunately, you can challenge inaccurate items […]

  • What is Credit Card Churning? Dangers and Benefits

    Credit card issuers have consumers right where they want them, lending money at high-interest rates and earning money from many different fees. Even reward cards benefit the issuers, because all the additional perks and rewards they provide are covered by the increased merchant fees, which essentially means the credit card company offers you extra money to incentivize you to spend, and […]

    What is Credit Card Churning? Dangers and Benefits is a post from Pocket Your Dollars.

  • Why You Should Not Buy a Credit Privacy Number (CPN)

    If you’re looking to repair your credit, you may have come across websites that advertise a credit privacy number, credit protection number or CPN. These numbers are nine digits like a Social Security number (SSN), and sellers claim that you … Continue reading →

    The post Why You Should Not Buy a Credit Privacy Number (CPN) appeared first on SmartAsset Blog.

  • What Is the FICO Resilience Index?

    By the end of May 2020, more than 40 million people had filed unemployment claims due to COVID-19 and the resulting economic shutdowns. Governments, charities, and even creditors scrambled to put programs in place to support people during this time while also mitigating future economic fallout. And this isn’t the first time creditors have found… Read More

    The post What Is the FICO Resilience Index? appeared first on Credit.com.

  • Spouse Has Bad Credit? How It Affects You.

    Spouse Has Bad Credit? How It Affects You It wasn’t until a few months after my husband and I got married that I decided to check both our credit scores. While my husband’s credit score wasn’t horrible, it certainly didn’t…

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    The post Spouse Has Bad Credit? How It Affects You. appeared first on MintLife Blog.